7 Tips On How To Become Rich

1. Self confidence
Rich people have an innate confidence and faith in the knowledge that they are destined to be rich. They have the determination, drive and energy to keep going until they reach their goals and nothing will deter them. Giving up is not an option for rich people.

2. Prioritising their time
Rich people protect their time. They value it and don't waste it on meaningless pursuits, such as watching mindless television or wasting valuable time sleeping in late. They have a plan for each and every day which is broken down into sections to complete each set and specific task. They normally set their plan the night before so that when they wake up, they know exactly what they want to achieve by a certain time in the morning etc. Time management is a very important criterion of the rich.

3. They network to improve their social status
Rich people are focused and like to mix with like minded people. They prefer to be surrounded by people who have driven themselves by their own motivation and determination. This does not mean to say that they only mix with wealthy people. 'Rich' comes in all forms. Mother Theresa certainly was not wealthy but many people would love to have been able to network with her.

4. Investing
They do not hesitate when they need to spend money on investing in their knowledge because they know that this will be returned threefold at the very least. They refuse to consider that they are not progressing in their future wealth. Rich people believe that knowledge is power.

5. Positive attitude
No matter what they have to contend with, rich people will always see the positive side of any situation. "Every disaster has a silver lining" and "You never know what is around the corner", are words often spoken by rich people. Other people love to be around them as their positive attitude is so infectious and inspires them to want to achieve their own goals.

6. Good money habits
Rich people nurture their money and invest it in places which will give them the best rate of investment and also security. They rarely gamble, if ever.

7. Generosity
The majority of rich people are extremely generous. If they have arrived into wealth from a background of poverty, you will often hear examples of what these people have given back to society. One example would be that of Bill Cullen from Dublin, Ireland. Having been born into poverty he went on to make millions and then set up a charity to help young people achieve their goals in life. In the past 17 years he has raised ? 20million through his charitable work.

by AineMC

Turn Your Lunch Into Wealth

If you are working, you may start each week at a run and you may not have considered packing your lunch lately. Lunch time comes around and you leave your work place looking for something tasty, something close by, but cheap! Lunch for $5 or less is doing pretty well by today's standards, but let's take a look at what bringing an inexpensive lunch with you to work might do for your future.

Five dollars a day, times five days a week is $25. Times 50 weeks in a year (less vacation) is $1,250. Take away what it will cost you to bring lunch to work instead of purchase... you can do it for only 50 to 80 cents a day, and you will have saved over $1000 in a year. Wow, you think. That would be nice to have on my vacation. But, it gets even better!

Einstein was once asked what was the strongest force in the universe and he answered, "compound interest!" The stock market has averaged 10% growth over the last 50 years. What if you invested your lunch money each year at compound interest? If you switch to bringing an inexpensive lunch from home, in twenty years a thousand dollar annual investment of your lunch money would be worth over $63,000. In 30 years you'd have $180,943. And in forty years, you'd have $486,851; close to half a million dollars! Now doesn't that sound good to you?

Let's take a look at the financial hazards of making lunches at home before we go to the market tonight. The grocery industry is always looking to serve you... for a price! They know that many people are trying to pack their lunches, hoping to save money or eat healthier, and they want a piece of the action! We are tempted with soup cups, cute little packets of lunch meat and cheese with crackers, mini pizzas, single serving pudding or applesauce cups, yogurt cups with cookie crunchies, soft drinks, and a myriad of other items designed for our convenience and their high profit. And they don't just market these products for our lunches, either... but for our kids so that we feel like a popular mom or dad.

Make your lunch inexpensively from home, and if you invest your savings wisely you will soon be on your way to wealth building.

by CD Mohatta

5 Wealth Secrets You Can Implement Today

Here are five effective wealth secrets that won't cost you a dime to start doing. But they can dramatically improve your life!

1. Visualize what you want--every day. Visualizing your desired outcome is the base of achievement systems from Think and Grow Rich to the Law of Attraction (and actually runs as far back as human history).

You can find several different methods for this from several different self-help systems. The most important thing to remember is that you should focus on your desired end, with emotion, every single day.

Most people find that the beginning of the day is the best time to do this. Others prefer to do it at night, before bed. I recommend both.

That way, you subconscious can work on new ideas and solutions when you are asleep, and your consciousness will be focused on your goal on some level throughout the day.

2. Never stop learning. You don't know it all now, and you never will. But that doesn't mean you should quit learning with the end of college or high school. In fact it suggests that you should continually educate yourself.

This is especially true if you're just starting out on the path to greater wealth. You've probably heard the phrase, "If you always do what you've always done, you'll always get what you've always gotten." Cliché that it may be by now, it's also true.

3. If you want to win, you have to lose a lot. Thomas Edison knew this. He tried roughly 1,000 different light bulb designs before getting one that worked like he wanted. (Light bulbs were already around; he was trying to design one that could be put to common use.)

When asked how he kept his chin up through a thousand failures, he answered, "I have not failed 1,000 times. I discovered 1,000 ways not to build a light bulb. Then I was able to deduce a way that would work."

Adopt the same attitude if you want to succeed. After all, not everything is going to work out like you want it to. But you can learn something important from each mistake. And you probably won't have to fail 1,000 times before you succeed!

4. When in doubt--go for it. Here is another bit from Edison; it's a quote that pretty much says it all:

"Be courageous. I have seen many depressions in business. Always America has emerged from these stronger and more prosperous. Be brave as your fathers before you. Have faith! Go forward!"

5. Pretend you have already accomplished your goals. I have found that the best way to do this is to write down what it's like to already be at the point in life that you want to be at. Write down how much you enjoy your new life, how you feel about it, how it has changed the various aspects of your life.

Just as importantly, write down how proud you are of yourself for the effort and skills you used to reach your goal.

You don't have to make up events that never happened, if you don't want. Simply write down how your persistence, consistent effort, and skills (it's good to be specific here) carried you through to win the day. Thinking and feeling from the perspective of what you want to attain, is one of the most effective wealth secrets of all.

by Raymond Aaron